Category: Education

5 Essential Things to Know about Canada Learning Bonds (CLBs)

The Canada Learning Bond (CLB) is basically free money from the government deposited into an heritage RESP. This makes it easier for you to save up for your child’s future education. The total amount of government deposits can be as much as $2000.
Let’s dig deeper into this topic. Here are some of the most important things to know about Canada Learning Bonds.

1. You need to have an RESP first
You are required to open a registered education savings plan (RESP) before you can apply for a CLB for your child. An RESP is a savings plan made with a financial institution (bank or a credit union, among others).
The money you put into the RESP can grow until it can be spent for your child’s post-secondary education, which include colleges, trade schools, universities, et cetera.
Having an RESP also means your child can qualify for the Canada Education Savings Grant (CESG) and the additional amount of Canada Education Savings.

2. NOT all RESPs Offer CLBs
Not all RESP providers offer CLBs, so make sure your provider does. If, for example, your child is already a beneficiary to an heritage education funds RESP but does not receive any CLB, you should consult with the provider and verify if your child is eligible to receive the incentive.
Once the application is approved, the Canada Learning Bond will be deposited into the RESP every year that the child is considered eligible.

3. Your Adjusted Net Family Income is considered
Your family adjusted net income must meet the criteria set by the government in order to be eligible for CLBs. For the benefit year 2017 to 2018, you’re eligible if:
• You have 1 to 3 children and your adjusted net family income is less than or equal to $45,916
• You have 4 children and your adjusted net family income is less than $51,809
• You have 5 children and your adjusted net family income is less than $57,724
• You have 6 children and your adjusted net family income is less than $63,640
• You have 7 children and your adjusted net family income is less than $69,556

4. CLBs (and other RESP funds) can only be used for Education Programs
RESP funds like CLBs are dedicated for the beneficiary’s educational program in a “qualifying educational institution,” which is a post-secondary education program that lasts at least 3 weeks on at least 10-hour week basis.
This could be any college or university in Canada, as well as any vocational or technical school and apprenticeship program.

5. CLBs Must be Returned if the Childs Stops Studying
If the child chooses not to pursue a post-secondary education and if you choose to close the heritage RESP account, you are required to return the CLBs to the government. Also, remember that:
• You can get back any amount that you have contributed to the RESP if you collapse the account;
• You must return the Canada Education Savings Grant to the Government of Canada; and
• You must return any provincial education savings incentives.

6 Educational Tips For All High School Students

6 Educational Tips For All High School Students

You are in the same class with some really high achievers. You are taught by the same teachers and study the same notes in the same classrooms yet you can’t seem to figure out how they are doing so much better. You might require some additional qualifications to achieve your set objectives. There are certain educational tips and strategies that every high school student should follow if they want to excel. It is probable that those who are doing well have already mastered these tips. Below are 6 educational tips and for all high school students.

1. You need to have a study plan

It seems like an obvious thing to say but things become much easier if you create a plan. You will avoid being overwhelmed because you can cancel out certain tasks after you are done with them and focus on doing one thing at a time. Your motivation will certainly enjoy a boost from this.

2. Study break

It is a proven fact that your ability to retain material is reduced the more you continue to stretch a study session. You cannot sit down for hours and hours and expect to grasp everything that you learn in that period. Your brain was probably lagging but the end of the first hour. Learn to take breaks in between studying. Take a walk or a power-nap then get back to it.

3. Craft your own notes

You need to be able to build up your own notes. You can use different methods to achieve this. A lot of students have had so much success by following this simple tip. You can’t underestimate the importance of active learning.

4. Get enough sleep

Your learning abilities are enhanced if you get enough sleep. There are students who wake up really early and sleep really late because they were studying and they wonder why their grades are not improving. What you study during the day is retained if you have enough sleep during the night.

5. Ask questions

Do not just sit there in class and passively absorb material as other students ask questions. Become a part of the process. Ask questions. What is clear is that if you ask a question, you will probably never forget it again. Do not just have material presented to you to study. Train your mind to always question why it is the way it is and you will find that the learning process becomes so much easier.

6. Test yourself

Learn to create quizzes or take them online to see how you would do if that was an actual exam. Do not aim to cram. Aim to learn. Test yourself from time to time and keep going back to read the things that you find you didn’t grasp too well.


4 Ways Technology Improves Ontario Teacher Training

The regulation and certification of Ontario teachers training program are the responsibilities of the Ontario College of Teachers. Citizens who desire a career in teaching must complete teacher education in Ontario or in colleges elsewhere that the Ontario College of Teachers (OCT) recognizes. Once you graduate from a teachers college, you can apply for the OCT Certificate of Qualification and Registration license to work as an instructor in publicly-funded elementary or secondary institutions.

Ontario teacher training seems to gear gradually towards technology. Digital learning can enhance meaningful teachers professional development and also improve the learner’s interest in classroom topics. The five technology- based initiatives below mark the transformation of Ontario teacher programs.

1. Ontario Elementary Schools and Technology Integration

Ontario Elementary Schools find it increasingly crucial to use technology as the basic tool for teacher-pupil interaction. School boards spend hefty amounts of money on technology with the aim that teachers will integrate technology in classrooms. A person studying the ordinary subject courses, psychology, and pedagogy in a teachers college will need teacher additional qualifcations in digital learning methods to become an effective teacher in Ontario.

2. Mathematics Classroom Technology

Teacher additional qualifcations play a crucial role during mathematics lessons when the instructor uses digital platforms. In elementary, FDK, primary, junior or intermediate classes-Grades 7 to 8, Many Ontario schools use Maths Apps, such as TPACK and SAMR. Further, the educator can rely on other programs including Explain Everything, Skitch, AudioBoom, OneNote as well as the commonplace PowerPoint. Nowadays, Ontario teacher training prepares teachers to integrate technology in Maths classes. Check out University of Western Ontario Faculty of Education if you would like to learn more information.

3. Subsidiary Education and Internship

Most teacher training institutions in Canada offer the following education courses:

• Master degree in Education (M.Ed.)

• Undergraduate degree programs leading to a Bachelor degree in Education (B.Ed.).

• The Diploma in Education (Dip.Ed.) that lasts four successive terms.

Several teacher additional qualifcations can strengthen the training the potential classroom instructor receives in the teachers training institution:

• A 20-weeks classroom internship and alternative practicum programs outside school settings in an environment related to the education sector.

• Travel-based placements to support education-related courses as the substitute for practicum.

4. Blended Technological Education

Regardless of whether the candidate pursues the B.Ed or Dip. Ed qualifications, technological education programs prepare you to become an information and communications technology teaching specialist ready to help pupils in grades 9-12

Going through an Ontario teachers college will give you information and communications technology (ICT) communication strategies. You learn online messaging techniques and education-based Apps too. For example, the candidate can understand that geography lessons can rely on Google Earth.

Research Job and Internship Opportunities When Comparing Caribbean Medical Schools

One of the most common steps aspiring medical school students take when preparing to apply for admission to a program is to research medical school requirements and to learn more about the educational experience they can enjoy at each school they apply to. Some students have the desire to apply to Caribbean medical schools to enjoy the benefits of island life and access to a new culture while studying to become a doctor. A Caribbean medical university may be well-accredited so that you can enjoy access to many career opportunities after graduation, and many schools in this region have similar medical school requirements as schools on the mainland have. However, one key difference to consider when comparing the options is accessibility to job and internship opportunities on some islands.


The Benefits of Job and Internship Opportunities

As a medical student, it is in your best interest to expand your horizons and to get as much real-life work experience as possible while studying to become a doctor. Some students will choose to participate in a paid or non-paid internship program, and others will work in a job in the medical field. Both provide you with incredible experiences that can help you to be a better doctor in the future, and some may help you to find a great job after graduation. In addition, some who search for paid opportunities may need to work while in school to make ends meet or to keep student loan debt as low as possible.


The Availability of Positions on Your Island

Each island is unique with regards to the opportunities available. Some smaller islands, for example, may have many medical students competing for a very limited number of internships and paid positions. Your chance of obtaining a position in such a competitive environment may be limited. On other islands, there may be an abundance of opportunities. Each island may have a different rate of pay as well. Furthermore, on some islands, there is only one medical school, but other islands may have two or more schools that compete for internship opportunities and more. Because your experience can vary from island to island, this is one of the key factors you should research before you choose which Caribbean medical university to attend.

Even in the most ideal climate possible for medical schools, you may still need to compete for the available job and internship positions. While it is most important to find a position that is most beneficial for you, you may also need to have some flexibility based on the options available. In addition, you may need to put your best foot forward by practicing good interviewing techniques with potential employees to improve your chance of success.