Author: George

5 Essential Things to Know about Canada Learning Bonds (CLBs)

The Canada Learning Bond (CLB) is basically free money from the government deposited into an heritage RESP. This makes it easier for you to save up for your child’s future education. The total amount of government deposits can be as much as $2000.
Let’s dig deeper into this topic. Here are some of the most important things to know about Canada Learning Bonds.

1. You need to have an RESP first
You are required to open a registered education savings plan (RESP) before you can apply for a CLB for your child. An RESP is a savings plan made with a financial institution (bank or a credit union, among others).
The money you put into the RESP can grow until it can be spent for your child’s post-secondary education, which include colleges, trade schools, universities, et cetera.
Having an RESP also means your child can qualify for the Canada Education Savings Grant (CESG) and the additional amount of Canada Education Savings.

2. NOT all RESPs Offer CLBs
Not all RESP providers offer CLBs, so make sure your provider does. If, for example, your child is already a beneficiary to an heritage education funds RESP but does not receive any CLB, you should consult with the provider and verify if your child is eligible to receive the incentive.
Once the application is approved, the Canada Learning Bond will be deposited into the RESP every year that the child is considered eligible.

3. Your Adjusted Net Family Income is considered
Your family adjusted net income must meet the criteria set by the government in order to be eligible for CLBs. For the benefit year 2017 to 2018, you’re eligible if:
• You have 1 to 3 children and your adjusted net family income is less than or equal to $45,916
• You have 4 children and your adjusted net family income is less than $51,809
• You have 5 children and your adjusted net family income is less than $57,724
• You have 6 children and your adjusted net family income is less than $63,640
• You have 7 children and your adjusted net family income is less than $69,556

4. CLBs (and other RESP funds) can only be used for Education Programs
RESP funds like CLBs are dedicated for the beneficiary’s educational program in a “qualifying educational institution,” which is a post-secondary education program that lasts at least 3 weeks on at least 10-hour week basis.
This could be any college or university in Canada, as well as any vocational or technical school and apprenticeship program.

5. CLBs Must be Returned if the Childs Stops Studying
If the child chooses not to pursue a post-secondary education and if you choose to close the heritage RESP account, you are required to return the CLBs to the government. Also, remember that:
• You can get back any amount that you have contributed to the RESP if you collapse the account;
• You must return the Canada Education Savings Grant to the Government of Canada; and
• You must return any provincial education savings incentives.

What to Expect From Online Business College

If you are thinking about enrolling in business college and are actively comparing the different Toronto colleges to find the right school to attend, you are not alone. With a degree in accounting or another field like business management or digital marketing, you can increase your income potential and take your career to new heights. However, before you make the final decision to enroll in business college and which program you want to move forward with, you may be wondering what to expect from the experience. By learning more about what to expect, you can better prepare for the many great things that your future holds.

The Type of Courses You Take

Regardless of the degree program you enroll in for business college, your educational experience will be strongly dictated by the type of courses you take. Many students who are working adults, for example, will enroll in an online degree program. Through an online degree, you may benefit from studying at home at your leisure, and this may be an enjoyable experience for some. Others want to enjoy time interacting with fellow students personally, and you may consider signing up for live, traditional courses if this is the experience you want to enjoy. With so many options available for you to consider, you can easily sign up for the course experience that you are most interested in.

The Education You Can Enjoy

Your educational experience in business college will dramatically change your life in many ways, and one of these ways is by expanding your horizons on an intellectual level. Through education in various topics, you can learn more about the world around you and can grow as an individual. You can certainly expect to benefit from learning more about business through degree-related courses, but you may also learn about other topics that range from history and math to arts, science and more through required courses.

The Relationships You Will Make

Regardless of the educational experience you pursue while in college, you can expect to make at least a few valuable relationships. Those in a structured classroom environment may meet more people, and this includes professors as well as fellow students. However, even in a distant learning course, you can take advantage of chat rooms and other resources to develop great relationships with others following your same degree path.

Attending business college can be a truly rewarding experience in a number of ways. Your experience will begin as soon as you sign up to take your first course, and it will continue on for the rest of your life. These are only some of the top ways your educational experience will enrich your life.

5 Tips for Choosing a Document Scanning Company

Individuals and companies save money and time when they change from paper files to electronic files. Document scanning services play a vital role in all businesses regardless of their areas of operation. That is why it is crucial to choose professional scanning services that meet the company’s specific needs.

1. Make sure the services meet your company’s needs

Not all document scanning providers offer paper scanning services. Some will do paper scanning then give you a CD of the images while others will not do that. It is advisable to choose a company that offers diverse personal document scanning and imaging services, which make record management easier and faster than before. You need to get a provider that looks into your specific needs and customizes the imaging solution. For more information, you will be able to gain a better understanding from the CASNET website.

2. Verify expertise and experience

Document scanning services require the use of appropriate equipment and technology. However, expertise is crucial for effective personal document scanning service. Paper scanning providers that understand information management and record best practices and your industry will offer a solution that meets your long-term document management objectives. An organization should ask for references from previous clients to ensure that the provider has a good track record. It will enable you to get a customized file scanning service.

3. Consider future document management needs

The objective of document scanning services is to streamline workflow in the company and increase efficiency. Therefore, you need a firm that offers enterprise document management system to enable you to store and organize digital files. The system also helps in file scanning services. It enables simultaneous access to digital files, direct fax and email capabilities, and fast desktop retrieval of documents.

4. Inquire about privacy protection

A company’s records should be protected because they contain confidential information. Therefore, you need to hire personal document scanning services from a firm that has the necessary precautions to ensure that your information is safe. You should find out the steps they have to ensure privacy protection. Some providers will image documents locally while others ship them overseas to another company for scanning. Ask about the security monitoring systems installed in the facility where your documents and files are scanned. You need to get the answers to these questions so that you are confident about the security of your company’s data.

5. Verify quality assurance

Document scanning solutions need to incorporate methods of verifying that all information is captured accurately. Besides, the solutions should meet strict quality standards. All the steps of the imaging project should include quality assurance checks. Companies should verify that the potential document scanning firm visually checks the scanned files and papers to be sure that they are 100% accurate. Besides, you want your scanned documents to be readable. Besides, the provider should meet the required standards as required in the document scanning industry.

4 Ways Technology Improves Ontario Teacher Training

The regulation and certification of Ontario teachers training program are the responsibilities of the Ontario College of Teachers. Citizens who desire a career in teaching must complete teacher education in Ontario or in colleges elsewhere that the Ontario College of Teachers (OCT) recognizes. Once you graduate from a teachers college, you can apply for the OCT Certificate of Qualification and Registration license to work as an instructor in publicly-funded elementary or secondary institutions.

Ontario teacher training seems to gear gradually towards technology. Digital learning can enhance meaningful teachers professional development and also improve the learner’s interest in classroom topics. The five technology- based initiatives below mark the transformation of Ontario teacher programs.

1. Ontario Elementary Schools and Technology Integration

Ontario Elementary Schools find it increasingly crucial to use technology as the basic tool for teacher-pupil interaction. School boards spend hefty amounts of money on technology with the aim that teachers will integrate technology in classrooms. A person studying the ordinary subject courses, psychology, and pedagogy in a teachers college will need teacher additional qualifcations in digital learning methods to become an effective teacher in Ontario.

2. Mathematics Classroom Technology

Teacher additional qualifcations play a crucial role during mathematics lessons when the instructor uses digital platforms. In elementary, FDK, primary, junior or intermediate classes-Grades 7 to 8, Many Ontario schools use Maths Apps, such as TPACK and SAMR. Further, the educator can rely on other programs including Explain Everything, Skitch, AudioBoom, OneNote as well as the commonplace PowerPoint. Nowadays, Ontario teacher training prepares teachers to integrate technology in Maths classes. Check out University of Western Ontario Faculty of Education if you would like to learn more information.

3. Subsidiary Education and Internship

Most teacher training institutions in Canada offer the following education courses:

• Master degree in Education (M.Ed.)

• Undergraduate degree programs leading to a Bachelor degree in Education (B.Ed.).

• The Diploma in Education (Dip.Ed.) that lasts four successive terms.

Several teacher additional qualifcations can strengthen the training the potential classroom instructor receives in the teachers training institution:

• A 20-weeks classroom internship and alternative practicum programs outside school settings in an environment related to the education sector.

• Travel-based placements to support education-related courses as the substitute for practicum.

4. Blended Technological Education

Regardless of whether the candidate pursues the B.Ed or Dip. Ed qualifications, technological education programs prepare you to become an information and communications technology teaching specialist ready to help pupils in grades 9-12

Going through an Ontario teachers college will give you information and communications technology (ICT) communication strategies. You learn online messaging techniques and education-based Apps too. For example, the candidate can understand that geography lessons can rely on Google Earth.

5 Lessons Universities Can Learn from Big Data Analytics

There has been a keen interest among universities to take advantage of big data analytics to raise the teacher’s effectiveness and improve students’ performance, while at the same time reducing the administrative workload. The student’s performance data, especially the big data courses, can be progressively captured as part of the online classroom and software-based online classroom exercise. Such data is combined with behavioral data which is taken from sources such as student’s surveys, blogs, meeting notes, student professor, and social media.

The higher education analytics

The higher institution comes with numerous students’ engagement points that can significantly benefit from big data analytics right from the alumni giving to the initial profiling.

1) Student acquisition

By taking into account the historical demographics and performance data of former and current students, it’s easier to come up with profiles of students that are highly likely to enroll. It’s also easier to employ graphic analysis that factors in prospective and current students social networks to identify the first-level friends that are highly likely to join the institution.

2) Student’s performance effectiveness

Through monitoring of the current students test performance and comparing the pre-requisite test results, big data university can integrate the teacher’s notes and social media data so as to create a detailed profile of the propensities and students behavior.

3) Student retention

The combination of Prerequisites score and analytics such as the student’s workgroups and performance effectiveness coupled with financial and social data as well as individual demographic can deliver recommendations that enable institutions to decide on whether they should retain the students. Higher education Big data certification plays a role in the delivering the effectiveness of specific recommendations that are based on the successes of previous intervention. Teachers are also in a position to make their recommendations that can be monitored for result purposes and applied to future interventions.

4) Teacher’s Effectiveness

While some institutions may be limited in terms of fine tuning and measuring teachers performance those that can measure teacher’s performance can greatly benefit from the analysis of the teacher’s performance. Performance can be measured in terms of student’s aspirations, student’s behavioral classifications, student’s demographics, and the number of students. Learn more information at Schulich School of Business or speak with one of their experts if you have any questions.

5) Student’s lifetime value

Making an early preparation regarding potential giving levels for students and alumni is one the core big data definition that shouldn’t be underestimated. Understanding the future and current wealth potential can be a great tool for messaging, targeting, and profiling to optimize alumni giving.

How Does Better School Gym Equipment Lead To Improved School Spirit?

School spirit is important. Current students, alumni, friends, family, and anyone else who wishes to attend a school sporting event are all going to be welcome. A basketball team is going to do a lot better on the courts when a great many fans are behind them. Even the greatest team can play lethargically when no one is in the stands cheering them on. School gym equipment and various accessories do play a role, a bigger role than usually thought, in helping with spirit.

And no team or group of fans is going to feel all that thrilled over worn out curtains or aged bleacher seats. When the time comes to perform a nice upgrade at the gymnasium, school administrators really should step forward and buy new accessories and equipment. The end results will show in team and fan spirit.

Visuals Count

Team sports ere intriguing in the sense participation in these events is a somewhat communal experience. Nothing drags the experience down that worn out or dullish school gym equipment.

Gym divider curtains, for example, may be purchased without too much of a thought. As long as the curtains do their intended job and are reasonably durable, all would seem well. An attitude of this nature sells the value of the curtains short. Customizing them, on the other hand, would greatly improve their looks and enhance other benefits.

Hopefully, the curtains acquired will be in the school’s colors. Adding the school’s logo or a mascot to the curtains would be a nice touch as well. Such visuals bring forth a bit of enthusiasm to the mix. Bland, generic curtains won’t deliver this result.

Visuals and Wear and Tear

Nothing lasts forever. Age can slowly drag down the look of a gym’s interior. Age doesn’t just cause paint in the ceiling to chip. Critical components of a basketball court such as the basket itself could degrade. With access to the right supplier, making a change shouldn’t be too difficult.

The same notion of improving visuals applies to the basketball posts. If the posts are showing some signs of wear, upgrading them to new ones is advised. Perhaps customizing the paint on the posts would be a good plan as well. The paint selection would, of course, match the school’s colors.

Safety Counts, Too

Enhancing the looks of a school gymnasium is not the only thing to consider. Old and worn school PE supplies and equipment might be borderline hazardous. School sports equipment needs to be safe. There is no excuse for putting anyone at risk with old equipment that really should be replaced.

Buying from a top-notch distributor of school gym equipment is definitely advisable. A solid distributor should be able to deliver the best equipment capable of replacing supplies that have seen better days.

Admission Procedure for Studying in Canadian Universities

Canadian universities are an equivalent to the American and European learning institutions. Canada remains one of the leading study destinations worldwide with over 300,000 international students. The country boasts of over 90 universities of which 17 are private learning institutions in both urban and rural settings. The schools offer three-degree levels including bachelors, masters, and doctorate. Over 150 regional, community, and technical colleges on the other hand offer diplomas and short courses. 26 universities including the University of Western Ontario feature in the 2016-17 QS World University Rankings.

The Learning System

The learning system in Canadian universities varies from one province to another with Quebec having an entirely different system from the other provinces. However, the schools base their admissions on the high school academic marks ranging from grade 12 and 11 in some learning institutions. The universities consider in-province applications than out of province applications, although this may also vary depending on the status of the applicant and the type of program.

Application Process

The application process for the universities is easier for Canadian residents, but it may be a time-consuming process for the international students. Some provinces such as Alberta, Ontario, and British Columbia allow online applications. International students need to demonstrate proficiency in either English or French depending on the university they intend to attend. Most Canadian universities require an applicant to provide a transcript of all grades, a prediction of A’ level grades, motivational letter, and references. Different schools and subjects have different application deadlines.

Eligibility Criteria

It is easy for an applicant to acquire admission in one of the universities in Canada if they have attained 3 A levels at C or above, although some accept 2 A levels and GCSEs. The international students need to show they have enough money to cover their living expenses while studying in the country. They also need to obtain a study permit if studying for six months or longer in addition to Canadian student’s visa for the time they will be in the country. Anyone studying in Quebec requires obtaining an Acceptance Certificate from the province too.


Some of the Canadian universities are free for Canadian residents, but international students need to pay a fee that is higher than that of domestic students. Various institutions and the Canadian government provide scholarships to resident and international students with difficulties in funding their degrees in the university. Therefore, it would be easier to fulfill your dream of learning in one of the universities in the country. Visit University of Western Ontario to learn more information.

Research Job and Internship Opportunities When Comparing Caribbean Medical Schools

One of the most common steps aspiring medical school students take when preparing to apply for admission to a program is to research medical school requirements and to learn more about the educational experience they can enjoy at each school they apply to. Some students have the desire to apply to Caribbean medical schools to enjoy the benefits of island life and access to a new culture while studying to become a doctor. A Caribbean medical university may be well-accredited so that you can enjoy access to many career opportunities after graduation, and many schools in this region have similar medical school requirements as schools on the mainland have. However, one key difference to consider when comparing the options is accessibility to job and internship opportunities on some islands.


The Benefits of Job and Internship Opportunities

As a medical student, it is in your best interest to expand your horizons and to get as much real-life work experience as possible while studying to become a doctor. Some students will choose to participate in a paid or non-paid internship program, and others will work in a job in the medical field. Both provide you with incredible experiences that can help you to be a better doctor in the future, and some may help you to find a great job after graduation. In addition, some who search for paid opportunities may need to work while in school to make ends meet or to keep student loan debt as low as possible.


The Availability of Positions on Your Island

Each island is unique with regards to the opportunities available. Some smaller islands, for example, may have many medical students competing for a very limited number of internships and paid positions. Your chance of obtaining a position in such a competitive environment may be limited. On other islands, there may be an abundance of opportunities. Each island may have a different rate of pay as well. Furthermore, on some islands, there is only one medical school, but other islands may have two or more schools that compete for internship opportunities and more. Because your experience can vary from island to island, this is one of the key factors you should research before you choose which Caribbean medical university to attend.

Even in the most ideal climate possible for medical schools, you may still need to compete for the available job and internship positions. While it is most important to find a position that is most beneficial for you, you may also need to have some flexibility based on the options available. In addition, you may need to put your best foot forward by practicing good interviewing techniques with potential employees to improve your chance of success.